The Most Expensive Zip Codes Found In The US

Most people want and deserve a place that they can call their home. However, where that place ends up being depends entirely on what a person can afford. Someone with more money to burn has greater freedom over what type of house they live in and where it's located. They don't need to think so much about affordability because they have the means to live in an expensive neighborhood.

This isn't a luxury that the average citizen really has, so when it comes to the most expensive zip codes found in the US, you might not be so familiar with them - or have no idea just how expensive some places can be. With average sale prices being over $4 million, these neighborhoods may be a bit more than the top of people’s budgets.

90210 in California is probably one of the nation's most famous zip codes

Although you might not encounter the most expensive zip codes found in the US that often, one you might be familiar with is 90210 in California. If you watched the '90s teen drama 'Beverly Hills, 90210' or any of its later spin-offs, you'll know that this is where plenty of wealthy people in the state live. The average house sale price for 90210 is $4.8 million, meaning you have to typically be earning more than most to buy a place here, let alone afford the bills and upkeep. At least you get a lot of bang for your buck, though, with gloriously manicured parks, high-quality dining experiences, and so many stately mansions.

93108 in California has been attracting celebrities for many years

Several of the most expensive zip codes found in the US are located in California, including 93108. This is for Santa Barbara, where the median home sale price requires buyers to have a cool $5 million to spare. With such a cost in mind, it's maybe no wonder that this is somewhere plenty of celebrities apparently like to call home. People who have set themselves up here over the years include Oprah Winfrey, Whoopi Goldberg, Steven Spielberg, Jennifer Lopez, Prince Harry, and Tom Cruise. We imagine the gorgeous views, upscale living, and relatively close proximity to Los Angeles have all contributed to this zip code being such a worthwhile place to live.

33109 in Florida offers buyers a coastal home for a steep price

If Florida is somewhere that you'd love to live, make sure you steer clear of 33109. That is unless you have $5.5 million to spend on a house, which is how much the average place sells for in Miami Beach. Florida might not always be a state associated with high wealth and luxury, but this area is definitely an exception. Being able to get a home right on the waterfront certainly explains why properties here can be so expensive. With high demand and limited availability driving up prices, Miami Beach may well continue to get more costly in the years to come.

11962 in New York is perfectly designed for affluent living

It's perhaps no surprise that one of the most expensive zip codes found in the US is in New York. After all, New York City is one of the most expensive cities in the world, let alone this nation. It's Sagaponack where costs are exceptionally high, though, with the average house sale price for 11962 being $8.1 million. You'll find this place on Long Island, which - just like Miami Beach - offers a stunning coastline and waterfront properties that are frequently in high demand. All manner of celebrities and CEOs apparently have their homes here amidst fine-dining restaurants, high-end boutiques, and prestigious art galleries. Would you expect anything else from such an affluent neighborhood?

94027 in California is influenced greatly by the presence of Silicon Valley

While all of these zip codes might be expensive to live in, none are apparently harder to buy a house in than 94027. Atherton, California, is considered to have the priciest zip code in all of the US, as the median home sale price here is $8.3 million. Well, considering that the neighborhood sits at the heart of Silicon Valley, is that really much of a surprise? Offices for companies like Tesla and Google are minutes away, with San Francisco also less than an hour's drive to reach. Spacious properties line Atherton's roads, allowing those with a great deal of money to live comfortably as they continue to make their millions.

Most of us will never get the chance to live in these zip codes or potentially even visit them. However, you never know when you might win the lottery or gain a sudden windfall and be able to afford a mortgage in one of these neighborhoods. At the very least, we can dream about such a possibility of living in one of the most expensive zip codes found in the US.